Breast augmentation insurance – peace of mind is a good companion

Safety comes first – particularly when it comes to medical procedures. If you are considering breast augmentation, it is, of course, important that you trust your doctor. Nevertheless, even the best surgeon cannot guarantee that the operation will be entirely free of complications.

Complications or the body’s reaction to foreign bodies (e.g. capsular contracture) may result in costly corrective procedures or follow-up treatment, some of which may need to be carried out as an inpatient. It therefore makes sense to take out breast augmentation insurance. This so-called ‘follow-up costs insurance’ protects you at all times against potential risks and the associated costs.

4beauty offers reliable insurance for breast augmentation: our insurance covering follow-up costs can be tailored to suit your needs thanks to the range of plans available, and can be taken out online in just a few clicks.

What is the name of the insurance for cosmetic surgery?

Financial cover for cosmetic surgery is Consequential Costs Insurance known as. This covers all costs arising from any complications following cosmetic surgery (e.g. in the case of capsular contracture).

Why would supplementary insurance be a good idea for me if I’m having breast augmentation surgery?

The complications that can arise following breast augmentation can, in some cases, result in very high follow-up costs. Capsular contracture can occur following breast augmentation with implants and during implant replacement. These complications can arise up to one year after breast surgery. Most cases of capsular contracture are caused by the body itself, as it recognises the implants as foreign bodies and therefore attempts to reject them. Other complications, such as impaired wound healing, are also possible. Doctors must therefore provide their patients with detailed information about all the risks before breast surgery. If the patient does not take out breast augmentation insurance, they will have to bear the costs of any follow-up treatment themselves.

Who pays for the costs of follow-up surgery after a breast augmentation – the insurance company?

The costs of follow-up surgery for breast augmentation, which becomes necessary due to complications, are not usually covered by health insurance. However, this is where your follow-up costs insurance comes into play.

What does insurance cover in the case of breast augmentation?

If insurance is taken out to cover breast surgery, all costs for treatment or follow-up operations that may arise as a result of complications – such as capsular contracture or implant displacement – are covered. This primarily includes cosmetic plastic surgery that is not medically indicated.

How do I take out insurance for breast augmentation?

Most insurance policies for breast augmentation can be taken out quickly and easily online. All you need to provide is some basic information about yourself, the upcoming procedure and the surgeon performing the operation. Our 4beauty experts will be happy to advise you in detail on your individual insurance cover – simply get in touch!

How long does cover last under breast augmentation insurance?

The duration of cover under a breast augmentation follow-up costs insurance policy depends on the terms of the contract taken out. There are usually options offering five years’ cover.

However, 4beauty already offers you follow-up cost insurance for breast surgery for a period of your choice ranging from one to three years. Our flexible tariffs start from just 159 euros a year for breast augmentation.

Breast augmentation insurance – Why is it worth taking out insurance to cover follow-up costs?

Modern breast surgery techniques are highly advanced; however, complications can still arise even when experienced surgeons are involved and high-quality materials are used. Breast implants involve the insertion of a foreign body – this means that, in addition to the usual complications such as hardened scar tissue, impaired wound healing or post-operative bleeding, the implant may also be rejected by the body (sepsis, capsular contracture, etc.). In addition, painful dislocations, ruptures or rotations may occur. All in all, the risks and the associated follow-up costs make breast surgery one of the insurance benefits that offers the greatest value for patients.

How much does breast augmentation cost on insurance?

At 4beauty, you pay 479 euros for insurance covering breast surgery for a period of 3 years. You can take out this insurance easily online with us in just a few clicks. This covers the potential follow-up costs of your upcoming operation up to a maximum of 300,000 euros.

What is the insurance cover following breast augmentation with implants in the event of capsular contracture?

Capsular contracture is a complication that can arise following breast augmentation with implants. From a medical point of view, mild capsular contracture (Baker grades 1 and 2) is not a reason to carry out corrective surgery on the breast implants. Implant replacement is urgently required in cases of very severe capsular contracture (Baker grades 3 and 4). Most insurance providers cover this treatment for one year following the take-out of follow-up costs insurance, without charging an additional premium. However, by paying an additional premium, it is possible to extend this period to up to three years. If severe capsular contracture occurs, the insurer will cover all costs of follow-up treatment and operations.

What is the insurance cover when several types of treatment are combined?

You can apply online for insurance cover for up to two types of treatment carried out as part of the same procedure. A third type of treatment is subject to approval – this means that you must contact us and we will decide on your breast augmentation insurance cover on a case-by-case basis. 4beauty insurance cover provides a maximum of EUR 300,000 – this remains unchanged even if multiple types of treatment are carried out during the same procedure.

Insurance for breast implants – does this cover just the implants or the entire operation?

With 4beauty follow-up costs insurance, the entire operation is covered. In the case of (breast) implants, should a claim arise, we will cover the treatment of complications, including the removal of the implants (e.g. due to Baker Grade 3 or 4 capsular contracture) as well as the insertion of new implants (including the new implants themselves) during a second revision operation.

Protect your breast augmentation with 4beauty’s follow-up costs insurance and enjoy reliable cover for up to 3 years. Choose your plan flexibly and take out the insurance quickly and easily online.

If you have any further questions about breast augmentation insurance and our other services, our experts will be happy to help at any time!